29
Dealer warranty vs third party, which actually paid out for you?
I was at my buddy's shop last week and overheard two guys arguing about extended warranties. One said the dealer's plan saved him $2,800 on a transmission at 65k miles, the other claimed his third party company bailed on him after 3 calls about a cracked manifold. Made me wonder if these plans are a real safety net or just another monthly bill. I've seen folks pay $1,500 for coverage that fights every claim, and others get total peace of mind for under $800 a year. So which route actually came through when your car broke down, dealer or independent? And was the wait time and paperwork worth the discount?
1 comments
Log in to join the discussion
Log In1 Comment
jamienguyen21d ago
...so after watching my cousin fight with his third party warranty for four months over a sensor, I just assume all of them are basically paying to gamble on whether the claims adjuster had a good lunch that day. Dealer plans cost more but they at least know where the door is when you show up with a repair order. Still wouldn't buy either unless the car's a ticking time bomb, honestly.
4