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The difference between Upstart and LendingClub after 3 loans each is night and day
Upstart funded my $8,000 loan in under 4 hours with zero follow-ups, while LendingClub took 11 days and kept asking for bank statements I already uploaded. Has anyone else noticed one online lender actually gets faster and one gets slower over time?
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betty_white394mo ago
Did you have to upload the same documents like 3 times with LendingClub? I swear they make you jump through hoops just to get a simple answer. Upstart was super easy for me too, took like 2 hours and they just used my bank info to verify everything automatically. My sister went with LendingClub and she said they called her boss and everything, felt kinda invasive honestly.
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the_sean4mo ago
Nah honestly I'd rather have them call my job and verify everything upfront than deal with Upstart's automated system that locked my account for a week because their "bank verification" glitched out on me.
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