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Spent 8 months chasing a refinance that should have taken 6 weeks
I started a cash out refinance with a big national lender back in March and they kept asking for the same documents over and over. Every week it was something new, a bank statement from 2022, a letter explaining a $400 deposit from my dad. After 8 months of back and forth I finally closed last week, and my local credit union told me they could have done it in 30 days flat. Has anyone else dealt with a lender that just dropped the ball for months on end?
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zara_hill469d agoMost Upvoted
Feels like everything's designed to waste your time on purpose these days.
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betty_white399d ago
Oh honey, my friend Sarah went through the exact same circus with one of those big online lenders. They kept asking for a copy of her marriage license from 15 years ago and then lost it twice. She finally just paid a little extra to a local bank and was done in three weeks. Did you get a good rate at least after all that waiting?
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