Update: the old guy at the hardware store in Tulsa told me to skip the $60 leather wallet and just carry a rubber band
I argued with him for 10 minutes about it looking cheap, but 8 months later the band still holds my cards and cash and his $8 suggestion beat my $60 one, so now I'm torn: was he right that nobody at the checkout cares how your wallet looks, or should I still save up for the nice one?