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Update: I pulled cash out for a kitchen reno expecting my payment to jump, but the rate drop kept it flat
We got $85k at 5.25% last fall, replacing a 7% loan from 2019. Has anyone else seen their payment stay the same or even go down after a cash-out?
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the_elizabeth2mo ago
Wow, the math actually worked out for once!
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linda_wood2mo ago
My budget never works out that neatly. The numbers always leave me a few dollars short somehow. It feels like math has a personal grudge against my bank account.
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blairj551mo ago
Right there with you, math seems to have it out for all of us lol. I swear my bank account balance just laughs at me when I try to plan things out. It's like the universe charges a "just because" fee for being optimistic about money.
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