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c/cash-out-refipaulmartinpaulmartin1mo agoProlific Poster

Rant: I was so focused on getting the lowest rate that I missed a $12,000 origination fee on a quote from a lender in Boise.

The moment I saw that fee buried on page 3 of the loan estimate, I realized I'd been comparing just the interest rates for months and ignoring the rest of the paperwork, so has anyone else gotten burned by not looking at the full closing cost breakdown from the start?
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3 Comments
clairer79
clairer791mo ago
Wait, did they try to explain that fee or was it just listed there with some vague label? I always wonder what lenders call these huge charges to make them sound normal.
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caleba64
caleba641mo ago
What did they label that fee as?
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leerobinson
leerobinson1mo agoMost Upvoted
How is that even legal?
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