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My coworker in Denver showed me his 'cash envelope' system and it blew my mind
We were grabbing coffee after a shift last Tuesday, and he pulled out this worn leather binder. Inside were labeled envelopes for 'groceries', 'gas', 'fun money', everything. He said, 'I put $200 cash in the food envelope every Friday. When it's gone, I'm done until next week.' He's been doing it for eight months and paid off his credit card. I always thought budgets were just numbers on a screen, but seeing the physical cash made it feel real. I tried it this week with just my eating out money, and I stopped myself from buying a third latte because I saw the envelope was getting thin. Has anyone else switched to a cash system after using apps? Did it stick?
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barbaraw161mo ago
Try it but hide the main envelope so you don't just raid it later lol.
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patriciacarr1mo ago
That's the hardest part for sure.
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