Rant: that chip reader at my usual cafe got me twice this week
I stopped at the same coffee spot in Portland on Monday and again on Wednesday, both times the chip reader failed mid-payment. First time the screen froze on "authorizing" and I stood there like an idiot with my card in, then it double charged me $11.60. Second time it just beeped and gave me no receipt, so I had to call my bank to dispute it. I know contactless is supposed to avoid this whole dance, but the reader there won't even take tap. Has anyone else had a local merchant with a finicky terminal that keeps messing up charges? It makes me want to just carry cash again.
The taco truck near my work has the same problem, their reader beeps like it worked but then nothing shows up. I got hit with a pending charge that took four days to drop off last month, so now I just bring cash there too. It is honestly less stressful than standing there refreshing my bank app.