I thought paying my Chase card twice a month was smart, then I saw the fee breakdown
Honestly I used to split my card payment into two chunks every month because it felt safer for my budget. Then a rep at my local branch in Boise showed me that my statement balance was still getting hit with interest on the full amount because partial payments don't stop the daily accrual. Turns out I was paying about $18 extra each cycle for almost two years doing this. Has anyone else had a bank explain this to them, or did you have to figure it out on your own?