Appreciation post: That app that rounds up your purchases to the nearest dollar

I set up the round-up feature on my debit card 8 months ago, and I just checked my savings account - there's $340 in there I totally forgot about, just from spare change on coffee and gas. Has anyone else tried this with a different bank and seen similar results?

2 comments

2 Comments

foster.patricia5d ago

Are you actually noticing any difference in your spending, or does it just feel like free money since you're not missing the small amounts?

joseph_roberts5d ago

Wait, have you actually tried tracking what happens when you don't see that money in the first place? I get what you're saying, but I think you're missing the point. When I set up automatic transfers to savings, the money goes away before I even have a chance to spend it. So yeah, I don't feel like I'm missing anything because it was never in my checking account to begin with. It's not about feeling like free money, it's about making sure I don't accidentally blow it on coffee runs or random Amazon stuff. After a few months of this, I definitely noticed my savings stack going up way faster than when I tried to manually move money after the fact.