Appreciation post: That app that rounds up your purchases to the nearest dollar

I set up the round-up feature on my debit card 8 months ago, and I just checked my savings account - there's $340 in there I totally forgot about, just from spare change on coffee and gas. Has anyone else tried this with a different bank and seen similar results?

3 comments

3 Comments

foster.patricia1mo ago

Are you actually noticing any difference in your spending, or does it just feel like free money since you're not missing the small amounts?

joseph_roberts1mo ago

Wait, have you actually tried tracking what happens when you don't see that money in the first place? I get what you're saying, but I think you're missing the point. When I set up automatic transfers to savings, the money goes away before I even have a chance to spend it. So yeah, I don't feel like I'm missing anything because it was never in my checking account to begin with. It's not about feeling like free money, it's about making sure I don't accidentally blow it on coffee runs or random Amazon stuff. After a few months of this, I definitely noticed my savings stack going up way faster than when I tried to manually move money after the fact.

zara_hill461mo ago

Free money" is hilarious because nothing about my paycheck feels free, Patricia. I still buy the same dumb stuff, I just don't notice the $50 missing from my account every week. Honestly, the biggest difference is I stopped feeling guilty about buying lunch out because the savings part was already taken care of.